1 - Fertilisers (eg NPK) used in agriculture are washed into local water sources such as rivers and lakes by rainwater/surface run off
2 - These nutrients enable algae to grow, leading to the formation of algal blooms at the surface of the water, blocking sunlight from reaching the bottom.
3 - Plants growing at the bottom of the pond are no longer able to photosynthesise to produce energy (and oxygen) and die
4 - Bacteria decompose these plants aerobically, using up even more oxygen in the water for respiration
5 - Oxygen levels become so low (hypoxic) that the water source is no longer able to support aquatic life
6 - This causes a reduction in biodiversity