The multiplication rule is that when multiplying terms with indices, you add the indices up. In an example, if we had to simplify 3y2 x 4y3 then we would first multiply the coefficients together (the numbers before the letters), 3x4 = 12. The next thing we do is multiply the y's, we have y2 x y3, which means that our indices are going to come to 2+3 = 5. Therefore the answer is 12y5. Think of it this way: 2 x 2 is equal to 22. 22 x 2 is equal to 2 x 2 x 2, which is also equal to 23. It is the exact same principle here, but we are using letters instead of numbers!